The Top 5 Loan Companies

Times are tough and no matter how much or little you earn occasionally we all have cash flow problems that require us to take out the odd loan. Loan providers will often charge ridiculous levels of interest (if you get approved at all) and even bigger fees if you are late with a payment so here at dollar-plan.com we aim to give you a helping hand by reviewing the fairest and most helpful payday loan companies around.

Below you will find real personal reviews of these companies along with useful information to help you make an informed decision so you don’t end up paying through the nose to get you out of a tricky financial situation:

1. Trusted Payday

Trusted Payday is not a payday advance lender. Simply fill out the short application and TrustedPayDay.com will identify lenders that can provide you with a short term cash loan. They will attempt to match you with a lender most likely to provide you the cash you need.

If you are matched with a lender, the lender will contact you to complete the process, review the terms of your loan and discuss repayment and extension options. The money will be electronically deposited into your bank account. When the loan is due, your cash advance fees are automatically deducted from your bank account by the lender.

2. CashNet USA

I’ve been a Platinum Customer for over 6 years and have always found Cash Net USA’s process to be simple, quick and reliable. The funds are always available when indicated and the signed contract never has any hidden surprises! Cash Net USA has rescued me on several occasions when I’ve really needed the financial help. I love the promo codes that are often e-mailed to me to offset some of the loan fees. My favourite new feature is being able to access the application directly from my cell phone and submit it in less than 5 minutes. The only thing I would like to see changed at this time would be, a lower loan fee on the long term loans. Other than that, keep up the great service.

3. Kabbage Working Capital

Kabbage provides working capital in the form of a cash advance to online merchants who list products for sale through online marketplaces, including eBay, Amazon, Etsy, Shopify, and the Yahoo! Store, etc.

Kabbage has more than 40,000 customers and 80% are repeat users. If you run an online store and need money to purchase inventory, advertise, hire help, upgrade your equipment, take a business class or attend a show, you should give them a try, because they can really give you a hand when you need it.

4. Money Mart

The first time you get a loan it is not a speedy process. They need to call your references to be sure they know you. I waited forty-five minutes for this to happen. On a second trip with all of the identity checking out of the way, it was much faster.

The service is quick and courteous. Each time you go, you need to bring a bank statement with the current date as well as your most recent paystub and a blank check. You have to make out a check addressed to yourself and they cash it on your next payday.

It can get expensive, so this is a service that you should not make use of unless you really need it. For four hundred dollars, I had to pay back four hundred and sixty-five dollars. If you manage to be able to pay back the loan before your payday you are not subject to the full amount of interest.

5. Net Credit

NetCredit, a new online personal loan lender, is providing loans to consumers with poor credit in hopes of filling the gap between payday loan users and consumers who qualify for traditional loans. The company, located in Chicago, isn’t new to lending. It’s an extension of Enova Financial, which has been involved in the industry since 2004.

Although their loans aren’t for everyday use, they could be an alternative for those consumers with less-than-perfect credit who need a loan in a hurry.

About The Author

Philip Bianco is a 10 year Financial Markets Trading Veteran, and at the age of 36 has become a widely followed and respected trading mentor releasing countless reports and online training on subjects ranging from stock markets, technical analysis and day trading.